Duncan Douglass co-leads Alston & Bird’s Payments & Fintech Group and focuses on transactions, product development, and regulatory issues related to retail and wholesale payment systems and products. He is recognized in The Best Lawyers in America® and Chambers FinTech. He serves as chair of the ABA’s Consumer Financial Services Deposit Products and Payment Systems Subcommittee. Duncan is editorial board chairman and a regular contributor to Thomson Reuters’ FinTech Law Report.
Emerging Payment ServicesDuncan represents numerous bank and fintech clients with product development, implementation, and compliance issues related to emerging and evolving payment products and systems, including digital currency, and real-time and mobile payments.
Payment Card ServicesDuncan counsels payment card issuers and service providers in regulatory compliance matters, in structuring card issuance programs, and in negotiating co-branding, program manager, issuer processor, and sales/distribution agent agreements. He advises merchants, processors, and acquirers in regulatory matters and in negotiating sponsorship, acquiring, and processing agreements. Further, Duncan counsels PIN and signature-based card network operators in the structuring of partner relationships and in the development and implementation of network operating rules and procedures.
ACH and Check ServicesDuncan advises financial institutions, processors, and merchants with ACH and check-based payments, including negotiating agreements on behalf of third party service providers, third party senders, retailers, and financial institutions related to the authorization, acceptance, and processing of ACH and check-based payments.